Freeing you for the essentials
Your daily life is complex and your time is precious. Your family is evolving, and each stage brings its own set of questions and new needs. We provide solutions.
Our extensive network
We believe our role extends beyond that of a discretionary management firm. The areas on which we can advise or support you are very diverse. We give you access to our extensive network of experts in all fields:
Lawyers - Tax specialists - Doctors - Real estate - Schools/Universities - Insurance brokers
It's about assisting you efficiently and discreetly at every stage of life.
Our administrative department
Managing day-to-day administrative tasks can be a time-consuming burden. We can help ease your day-to-day workload by handling a wide range of tasks, including:
Payment of bills
Renewal or termination of subscriptions
Negotiation of insurance contracts
Tax returns
Co-ownership meetings
Make an appointment
Regulations
Management retrocessions
Framework rules for management and remuneration rules in management mandates
In accordance with the "Framework Rules for Asset Management" and the "Guidelines on the Asset Management Mandate", the following principles apply with regard to the remuneration of asset managers:
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The wealth manager regulates in written contracts with his clients the nature, terms and elements of his remuneration.
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The wealth management contract defines who is the beneficiary of all services received from third parties in close connection with the execution of the mandate or on the occasion of its execution.
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The asset manager makes his clients aware of conflicts of interest that may arise from the receipt of services from third parties.
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The asset manager informs its clients of the calculation parameters and value ranges of the services it receives or may receive from third parties. As far as possible, it does so for each product category.
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At the request of its clients, the asset manager also reports on the importance of services already received from third parties.
The possible fees and commissions for wealth management are detailed below. Generally speaking, it is possible to distinguish six different types of commissions and fees that can occur separately or in combination, namely management fees, performance fees, banking and product taxes, fees and indirect costs.
Management fees
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The management commission itself or management fees generally represent 0 to 1.5% of the investment amount per year.
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The start-up fee is a one-time entry fee. Quite rare, it usually represents between 0 and 5% of the initial investment amount.
Performance fees
Performance fees are also referred to as profit sharing and are often between 5 and 20% of annual or excess profit.
Bank taxes
Bank taxes vary greatly depending on the bank and the services requested and can take various forms, some of which are cited here as examples:
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Deposit maintenance fees: usually between 0.1 and 0.5% per year of the investment amount or assets on deposit.
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Administration fees: generally between 0.1 and 0.2% per year of the investment amount or the assets on deposit.
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Account maintenance fees: usually CHF 0 to 100 per year per account.
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Brokerage fees: These are incurred when buying and selling securities and vary depending on the nature of the securities traded. They often represent between 0.2 and 2% of the transaction volume.
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Foreign currency conversion fees: These are incurred when buying and selling securities in foreign currencies. They usually represent between 0.05 and 0.15% of the transaction volume.
Product taxes
Product taxes depend on the products purchased, such as mutual funds or hedge funds, and other commissions may be incurred. Individual securities such as stocks and bonds are generally not affected. However, brokerage fees are levied:
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Product purchase commissions: usually 0 to 5% of the amount invested.
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Product sales commissions: usually 0-3% of the amount invested.
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product management fees: usually 0.1 to 2.5% of the amount invested.
Fees
Wealth managers and financial advisors may agree to flat-rate or time-based fees for their services. A fee-based service therefore waives performance and management fees.
NEWS FRAMEWORK MANAGEMENT CONDITIONS
Remuneration , cost of expertise according to the agreement
For each call-put option recommendation, the analysis and personalized expertise fees for your investment solution amount to USD 200.00. An invoice will be sent by email to the client. Payable before the recommended investment expires.
The participation is 15% on the capital gains made on each closed purchase or sale transaction (net rate of return). An invoice will be sent by email to the client as soon as the transaction is closed for clients who trade themselves.
For clients who give management mandate, the 20% participation on the realized capital gains will be deducted directly after each trading operation, an entry fee of 5% will be taken from the invested capital.